Our clients Includes:

Atom Origin, Balaji Telefilms, Dabur India Limited, Federal Bank, HCL Technologies, i-flex Solutions, Infosys, Kingfisher Airlines, Larsen & Toubro Infotech, NDTV, Patni Computer Systems, Rediff.com, Shapoorji Pallonji Group, Tata Consultancy Services Limited, Wipro, Reliance Communications, Satyam Computer Services, STAR India Network, TVS Motors, Vodafone and many more

Call us for your new Lic Policy: 9820934872 (mumbai)

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Jeevan Arogya Health
 
LIC health plus unique unit linked health insurnace plan no. 901

Hospital cash benefit - HCB,
Major surgical benefit - MSB,
Domiciliary treatment benefit - DTB,
Benefit at end of the policy term,
Death benefit.
 

Contrasting the cashless transaction model followed by rival, LIC's product would be based on the lines of floater plan, which would give the policyholder the option to receive a lump sum - which means claims could be made for even treatment / cure at home. "The supplementary element would be domiciliary claim, where a patient taking treatment at home will be compensated as and when he tenders the comprehensive bills.

Life Insurance Corporation of India is targeting to provide health cover to close to 10 million families in the 1 year of the operation / launch of the product and expects over Rs 4000 to 5,000 crore of revenues.

LIC has declared that the present cashless form is not in support of the customer as many hospitals were not compliant with the facility. In many cases hospitals are over charging if a patient comes with an insurance cover that offers cashless treatment. Therefore LIC has set up its health department at Hyderabad, which will contain the centralized data.

LIC Health product will not have a level premium and will increase with the age of the insured and if more benefits are opted for. Pre-existing diseases will be covered, but with some clauses. LIC being the Insurance giant will offer a health savings account and a unit-linked component attached to it the Lic heatlh product for the benefit of customers.

LIC health policy will cover outdoor patient expenses, but there will be limits to ensure overcharging by health care providers.

Apart from LIC India there are few other companies in general insurance like: ORIENTAL Insurance India, NATIONAL Insurance India, UNITED INDIA Insurance India, NEW INDIA Assurance India, RELIANCE General Insurance India, ICICI Lombard General, BAJAJ Allianz General Company, TATA AIG General Insurance, HDFC CHUBB General Insurance, IFFCO TOKYO General Company, ROYAL Sundaram General, CHOLAMANDALAM General, STAR Health Insurance India.


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